Life And Health Choices

Smart Planning of Your Final Wishes Robert had recently retired and his wife Ruth, still worked part time. They were empty-nesters with several children and grandchildren living nearby. Even with retirement savings and other money put aside for rainy days, they were both concerned with the cost of a funeral. Robert no longer had the group insurance he had with his employer and each of them had a small  whole life insurance  policy which wouldn't be enough if something were to happen to either of them. Another concern was not knowing the first thing about  funeral planning , or  pre-need planning . Fortunately, Robert and Ruth found a site online which helps people  plan their final wishes , what to include with a plan, and how the plan should be used when the need arises. They even found answers to the cost of a funeral and a list of reputable local funeral homes. They spoke with an independent insurance agent who first told them about the...

A Few Things You Should Have in Order Before You Go. We plan a trip and make sure we have everything we need like tickets, schedules, clothing and necessities  packed, car gassed up, etc.  The same should be true when we depart for the last time. My mother passed a year and a half ago. She was 93. She had all her business in order: an updated will , a living will , power of attorney representative including a healthcare power of attorney . She also had paid-up insurance, her funeral arrangements made and pre-paid with the funeral home. As difficult as her passing was, I was at peace knowing she was at peace and all the above was in order for her final journey. Getting Ready for the Trip Although a person can prepare their own will, it's better to employ an attorney and have them prepare several other documents: Standard Will -  creating a will is the smartest way to stay in control over who gets what of your property, who will administer your estate, and ...