Life And Health Choices

The Coronavirus Pandemic is having an impact on every part of our lives. According to Moody’s Analytics,  nearly 80 million jobs  in the US are currently at risk due to the coronavirus or COVID-19, more than half of the jobs in the US economy. Impacts are being felt throughout the  retail, food, hospitality, service and entertainment industries  with many businesses and  productions  completely shutting down. If people continue to delay travel plans and cancel flights and hotel rooms, service-industry workers will likely be laid off, experts say. Health professionals advise people to only travel if necessary to lower their risk of catching the virus, but also to prevent the risk of spreading it. The virus has a median incubation rate of 5.1 days, a recent report found, which means people could travel without showing any symptoms at all. Many corporations are not paying their workers, extending health insurance benefits, or  offering severanc...

Leaving A Job Means Needing New Health Insurance. Frank is an industrial engineer with a local firm and has more than 20 years experience and 6 years at his present employer. He has a wife who works part-time and a teenage daughter. His company was recently purchased by an international firm and everyone knew there would be cost-cutting measures. Frank was one who did get cut and what he knew was also going to happen was the loss of his  health insurance . Frank made a decision to not look for new employment. Instead, he decided to go into business for himself as a consultant. He also knew he had to evaluate  self-employed health plan  options. Frank didn't have any major health issues. He did go to a doctor for routine exams every year and he had hypertension which had been treated and was under control. Even with Frank, his wife, and daughter all being in above average health, he feared his options would all be expensive and have  high deductibles . So what ...