You Can Negotiate A Medical Bill. Here's How.

You've read a story like this and just shake your head: Alexa didn’t want her upcoming vacation trip ruined by strep throat. So, after it had lingered for more than a week, she decided to get it checked out and visited her primary care physician. The visit was quick. Alexa got her throat swabbed, gave a tube of blood and was sent out the door with a prescription for antibiotics. She soon felt better and the trip went off without a hitch. Then the bill came. Read the full story. Total Bill: $28,395.50 for an out-of-network throat swab. Her insurer cut a check for $25,865.24. $28,395.50! I hope you never have to deal with a situation like this one. It does happen and you should be prepared for the upcoming medical procedure you have scheduled or any emergency medical need you may have. There are several strategies both before and after receiving medical services to protect yourself from high medical bills. First and foremost, understand the health insurance and supple...