Life And Health Choices

Term Life Insurance including Living Benefits Ben and Barbara are a young couple, healthy and in their early thirties with two young children, ages 6 and 3. They both had jobs and between the two of them, they managed to provide a good home and a comfortable lifestyle for themselves and their kids. Like most families, they realized they needed a little more living space and a larger yard to enjoy. Ben and Barbara found that new home in a well established neighborhood which was close to everything. The lender offered them mortgage protection insurance which would pay the mortgage if something happened to either of them. It was pricey and didn't fit their budget. Besides, if they moved or paid off the mortgage, the coverage ended. Solicitations from agents hounded Ben and Barbara and the more they looked, the more confusing term life insurance became. They had many questions but they hated the pressure from salespeople. Then they found a website which allowed them to ...

A man goes to see a fortune teller. She begins with: "your name is Steve",  - "wrong". "Your favorite color is green",  - "wrong". "You have a dead uncle who passed away 2 years ago",  - "wrong". "Your wife's name is Carol", - "wrong". "You have 2 children named John and Christian", -  "wrong". Getting  flustered the fortune teller asks "What in hell do you do then?"  "I investigate fraud". It's no laughing matter that some people will try anything once and try it a second time if they can get by with the first time. Insurance companies have entire departments dedicated to finding fraudulent claims. Did you ever see "Double Indemnity"? Most people who try to run a scam on their insurance company get caught. After all, this is a multi-billion dollar industry whose entire business model depends on weeding out the truth from the lia...