Life And Health Choices

The only dumb question is the one you don't ask.  You've heard that before. Having taught at local universities for more than 20 years, I don't like that statement and it's not so. There are no dumb questions! Period! If you feel the need to ask a question, about anything, the answer is important to you. That's all that matters. You may have a reluctance to ask questions about life insurance coverage. You don't want to appear to be uninformed but having the answers, the right answers, makes you a smarter consumer and leads to a better choice about your coverage. Here are a few questions you might have: Don’t I have life insurance through my employer already? You may have. Check with the benefits administrator. Even if your company offers the best plan ever, you’ll lose it once you stop working there. You may have the option to continue the coverage on your dime but is it affordable? That doesn’t mean you should forego life insurance offered by your ...

A Few Things You Should Have in Order Before You Go. We plan a trip and make sure we have everything we need like tickets, schedules, clothing and necessities  packed, car gassed up, etc.  The same should be true when we depart for the last time. My mother passed a year and a half ago. She was 93. She had all her business in order: an updated will , a living will , power of attorney representative including a healthcare power of attorney . She also had paid-up insurance, her funeral arrangements made and pre-paid with the funeral home. As difficult as her passing was, I was at peace knowing she was at peace and all the above was in order for her final journey. Getting Ready for the Trip Although a person can prepare their own will, it's better to employ an attorney and have them prepare several other documents: Standard Will -  creating a will is the smartest way to stay in control over who gets what of your property, who will administer your estate, and ...