Two Drink Minimum

Coffee, Apple Cider Vinegar, and Insurance Premiums

 Do you drink coffee?

 I do. It's my morning routine and puts me in the right mood for the day. 

 Do you drink Apple Cider Vinegar?

 I wouldn't recommend this in your coffee but there are significant health benefits associated with ACV. I got started on ACV seven years ago when a close friend of the family, "Uncle" Robert passed away. At his funeral, there was a recipe for a concoction of ACV, white grape juice, and cranberry juice he drank everyday. He lived to be 87, had no major medical issues, and was not taking any medications. It was just Robert's time.

 To this day, I drink ACV everyday. I'm 62, not taking any medications, and I'm healthy as a horse. 😀

 Let's talk about these two drinks and how each can benefit you beyond just having good health.

 Coffee Can Improve Energy Levels and Make You Smarter.
Coffee can help people feel less tired and increase energy levels because it contains caffeine which is the most commonly consumed psychoactive substance known to humankind. As a coffee drinker, you are smarter and more alert. 
Caffeine is found in almost every commercial fat-burning supplement — and for good reason. It’s one of the few natural substances proven to aid fat burning.Several studies show that caffeine can boost your metabolic rate by 3–11% 
Type 2 diabetes is a major health problem, currently affecting millions of people worldwide. It’s characterized by elevated blood sugar levels caused by insulin resistance or a reduced ability to secrete insulin.
For some reason, coffee drinkers have a significantly reduced risk of type 2 diabetes. Studies observe that people who drink the most coffee have a 23–50% lower risk of getting this disease. 
Apple Cider Vinegar
Apple cider vinegar is a liquid produced during the fermentation of apple cider. During this process, the sugar in apples is fermented by yeast and/or bacteria added to the cider, which then turns it into alcohol and, finally, into vinegar. Look for a producer, such as  Whitehouse or Bragg  and bottles which contain the words "with Mother".
Like other types of vinegar, the key component in apple cider vinegar is acetic acid. Apple cider vinegar also contains other substances such as lactic, citric, and bacteria.
For centuries, apple cider vinegar has been used as a home remedy to treat many health ailments and as a disinfectant and natural preservative.

So what does this mean?


A healthy lifestyle can result in lower insurance premiums. A 35 year-old woman, non-tobacco user, can apply for $500,000 term life insurance at a standard rating  and pay a premium of $55.22/month. If she is in good health, she can qualify for a preferred rating and the same coverage would be $35.73/month. Quite a difference for someone protecting loved ones.

You should speak to an independent agent who can show you what term life insurance products are available from many top carriers which you can qualify for and the best rates available to you.

Have a drink on that.....and to your health.

Comments

Post a Comment

Popular posts from this blog

Plan Your Final Wishes

Image
Smart Planning of Your Final Wishes Robert had recently retired and his wife Ruth, still worked part time. They were empty-nesters with several children and grandchildren living nearby. Even with retirement savings and other money put aside for rainy days, they were both concerned with the cost of a funeral. Robert no longer had the group insurance he had with his employer and each of them had a small  whole life insurance  policy which wouldn't be enough if something were to happen to either of them. Another concern was not knowing the first thing about  funeral planning , or  pre-need planning . Fortunately, Robert and Ruth found a site online which helps people  plan their final wishes , what to include with a plan, and how the plan should be used when the need arises. They even found answers to the cost of a funeral and a list of reputable local funeral homes. They spoke with an independent insurance agent who first told them about the  FTC Funeral Rule .
Read more

Term Life Insurance with Living Benefits

Image
Term Life Insurance including Living Benefits Ben and Barbara are a young couple, healthy and in their early thirties with two young children, ages 6 and 3. They both had jobs and between the two of them, they managed to provide a good home and a comfortable lifestyle for themselves and their kids. Like most families, they realized they needed a little more living space and a larger yard to enjoy. Ben and Barbara found that new home in a well established neighborhood which was close to everything. The lender offered them mortgage protection insurance which would pay the mortgage if something happened to either of them. It was pricey and didn't fit their budget. Besides, if they moved or paid off the mortgage, the coverage ended. Solicitations from agents hounded Ben and Barbara and the more they looked, the more confusing term life insurance became. They had many questions but they hated the pressure from salespeople. Then they found a website which allowed them to
Read more

Preparing for Your Inevitable Demise

Image
A Few Things You Should Have in Order Before You Go. We plan a trip and make sure we have everything we need like tickets, schedules, clothing and necessities  packed, car gassed up, etc.  The same should be true when we depart for the last time. My mother passed a year and a half ago. She was 93. She had all her business in order: an updated will , a living will , power of attorney representative including a healthcare power of attorney . She also had paid-up insurance, her funeral arrangements made and pre-paid with the funeral home. As difficult as her passing was, I was at peace knowing she was at peace and all the above was in order for her final journey. Getting Ready for the Trip Although a person can prepare their own will, it's better to employ an attorney and have them prepare several other documents: Standard Will -  creating a will is the smartest way to stay in control over who gets what of your property, who will administer your estate, and who will s
Read more